To determine an receive an accurate public liability insurance quote you should list a few things about your business, so you may easily present this information to your insurance company. Prepare a list of your workers and categorize them whether they are for clerical or manual work. You should be able to know when did your business start and the number of years of experience the director/principals and partners have. Also assess the indemnity amount that your business needs.
As an owner of the business, it is important for you to know the answers when applying for liability insurance. You will need to provide a history of claims for the last 3 or 5 years and if your business has ever been bankrupt. Insurance companies will want to know if there are any traffic offenses your employees have been convicted of while driving on the job. There may be different set of questions among insurance companies; the best thing to do is to be prepared. Insurance companies will present a variety of quotes, choosing the cheapest quote does not necessarily mean it is the best it may exclude certain features that are present to other policies. Be careful in signing or agreeing into anything, be sure you have read and understood all the terms and conditions in the contract.
The internet is an easy way to get an idea of your public liability insurance quote, and a good source of information on how the insurance help protect you and your business. There are a lot of available insurance companies and brokers that you can use. You can also hire a financial adviser to help you on the decision making.
The keys in having an accurate liability insurance quote are: being prepared and being knowledgeable of the policy. Having these will mean that your company is getting a cost-effective insurance.