Tag Archives: Personal Finance

Anybody Can Make a Living Online

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I lost my job in the 2010 disaster of an Irish economy. I used to drive a van and was on call 24 hours a day alternate weeks. I have bills to pay and no chance at all of ever getting another job, so I decided to make my own income.

I am a teacher by training, so I count myself as educated. I can write 1000 words about anything. My general knowledge is excellent. I use these skills to write articles for websites that need them. I have my own sites where I post some articles and I post some to article directories where I earn a percentage of the ads readers see around my work.

Every day I see beggars on the streets of Cork. These people were there waving their collecting cups at me even during the boom years. I never give them a penny. I have seen them spending there day’s begging money on whiskey and beer.

In the mess that has happened to the world economy everyone needs to learn how to make extra money. There are many opportunities online to do just that and without having to get your wallet out to buy anything.

My daughter will be made redundant next month and she asked me, “How can I make extra money?” It saddens me to see her struggling, but there is nothing I can do to help her until my own position is more secure.

I have referred her to the sites that I write for, again. I referred her to these sites six months ago, but she could not be bothered. Maybe she will this time because she has her own place and rent to pay now.

I wish I could send the beggars away with a flea in their ears, telling them to go and earn a living online.

How To Make Money With Blogs: Be A Good Problem Solver

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The most successful blogs are those that are good at solving problems.  When your readers are able to find solutions on your blog they will continue to visit.  Your goal is to not only attract readers in the first place but to keep them coming back again and again.  You will be able to do this if you can learn how to solve their problems.  The following are some ideas to help you become a good problem solver.

1.  They are looking for solutions —  Make money blogs provide solutions, bottom line.  This is what readers want and you need to be able to provide that for them.  Put your thinking cap on and write down as many problems related to your niche that you can think of.  Tap into your own experiences as well.  What problems have you encountered?  This will give you plenty of things to write about and many solutions to provide your readers.

2.  Stay in the loop —  Keep up on your niche.  Know what is hot.  Always do your research and stay current with information in your niche.  If you do this you will know what the trends are and consistently write about things that are hot at the moment.  Your readers will definitely notice and appreciate this and will become regular visitors to your blog.

3.  Communicate with your readers —  What better way to find out what your readers would like to see than going straight to the source?  Pay attention to what they are saying.  Take the time to read their emails and their comments.  You can learn a lot from them.  When you are able to learn what is hot for them then it will be a piece of cake to provide it.  When you are able to provide your readers with what they want, you have got it made.

If you are just beginning and want to know how to make money with blogs then pay attention to these ideas.  You should strive to become a good problem solver.  Always be providing solutions.  Know what your readers want and give it to them.  You will develop a great customer base and your blog will become stronger and stronger each day.

Simple Guide to Money Saving Tips

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One of the most important steps to financial well-being is to find ways save money. This will give you a lot of money saving ideas that is good for short term and long term purposes. For short term saving, it will give you an emergency cushion when unexpected event will occur, even if it urgent and unexpected expenses arises. With a long term saving, you can enable to accomplish your all your goals most specially in your financial needs. You can actually finance your child’s education, a house and lot purchase or even your retirement.

Save money

Being thrifty and a way of saving money is neither defined as a science nor an art. It requires commitment and hardwork. It really takes time to develop saving money. You first need to learn and appreciate the benefits it may bring. You can easily make up for your loss when you save money. You can also count on tips for saving money as this gives you a lot of good and smart things in saving money. Money saving tips will render good results in the future.

Start today

If you want to know how to save money, then, start it today. Do not wait for tomorrow and regret for it. Saving money is just like planning your future. You can really visualize how your life be if you have enough money to have all the things that you want in your life 10 to 20 years from now. There are lots of money making tips that can help you in saving money. You can use the internet for it can give you a lot of information about earning money. See and feel the exciting presence of your frugality and saving means.

Credit Cards

There are people that they do not need cash as a means of payment. They are just claiming that they have their credit cards that will help them in paying their bills. They did not even know that credit cards will drown them to debt if it reaches its maximum amount. Taking credit cards as a means of payment may fall people to a dangerous trap. It is because of the high interest rate that a credit card brings. This may sound difficult and it is hard to endure. If this is so, you can still consider alternative choice for your financial constraints. You can go over a home equity line of credit that will significantly give you low interest rates on credit cards. Generally, even if it is low or high rates, still it is not really advisable to always rely on credit cards. Time will come that you will used to use credit cards by all means.

Always remember that in saving your money, you are within your control. It can bring you exactly the benefits you expect. If you start saving today and gather all guides for money saving tips, you will reap all those rewards when you save money for years to come.

Money Saving Tips – What You Need to Know

An example of street markets accepting credit ...
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Everyday, we are faced with a lot of issues regarding money. It could be from due payments for loan, credit cards, daily expenses and a lot more things that are related to money. We can get rid of these issues by letting ourselves learn how to save money and know different ways of saving it.

Most people enjoyed their life once they have received their salary, bonuses and other benefits they have in their work and other related fields that are being paid with money. But sometimes, while in their world of enjoyment, they cannot notice that they are spending too much and disregard money saving tips. This can actually lead to money shortage and most probably they make use of borrowing money from a friend or family. For this kind of situation, we may want to save money for us not to experience this kind of tough situation in life. Saving money is one of the best money saving tips that you should know. This will also answer all your financial needs.

Why do you need to consider money saving tips?

We all know that saving money is one of the smartest things to do in everyone’s life. But, do we really need to consider money saving tips? The answer is yes. Certainly, there are a lot of people who really took ways to save money and gather a lot of money saving ideas just to surpass all their financial needs. This could be from business, school, offices as well as their family.

If we can save money, we are all conditioned to make and take all the things we want. We are free to spend it and enjoy the fruits of our labor. This may sound good but also we have to remember that all things carry various risks and challenges.

What are the risks?

It is emphasized that if we have the money, we can enjoy and do things based on what we want and what we need. Then, here comes the risks that people should know. For example, if you are rolling your money, you can afford to buy your personal properties such as house, car and lot. You do not need to seek for assistance in a loan company for your to purchase for the said property because you have all the money to buy those. But, the point here is that, what if you stop rolling your money? Or lost your job? Can you afford to pay all your daily expenses? Can you provide enough money for some unexpected emergencies? This is where money saving tips comes in. You can enable to visualize yourself if you are caught in the situation like this.

One more thing, some people will tend to use their credit cards if ever they are caught hanging with no money left in their pockets. But, they do not realize that credit cards will put them to risks as this has higher interest rates. They will carry more and more bills that they do not know how to pay for those. And if they have lost their job, they really need to compensate for the additional debts that come in.

What can you do?

Saving money in the future is very important. The most important thing you can do is to use your money smartly. You should get over those items that you feel you just only want them. Buy items that you need and can be valuable to you. Do not let yourself tempted with those branded items this will only cost you much. Always be prepared for emergencies that will unexpectedly happen. You can find a lot of money making tips that can help you earn money. In this way, you can be successful in the future.

Above all these things, one can merely see how exactly money can be very important to people and money can also have risks to undertake by people. Following a money saving tips is of great help. You will soon grab all the benefits as you go over those tips for saving money.